I’m planning to leave my husband of 15 years. I’ve cared for his mother with dementia for the last three. This is essentially my full-time job, and I do not work outside of the home. I have a number of concerns. First, my husband is not equipped to care for his mother, so I want to ensure she is protected. I also want to ensure that I am not financially penalized for caring for her instead of working for pay. Can you offer some guidance?

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